Dhan Profit

  Paisa har kisi ke liye ek mahatvapurn vishay hai, lekin is par kaise use karna chahiye, is par adhik jankari hona bhi zaroori hai. Bahut se log aarthik kathinaion ka samna karte hain, jo aksar unki galat financial decisions ke karan hota hai. Is lekh mein, hum 7 Most Common Financial Mistakes  par charcha karenge jo logon ko aarthik sankat ki taraf le ja sakti hain, aur unse bachne ke liye   upay bhi prastut karenge. 1. Anavashyak Kharch      Problem: Jab aap bahar khana khate hain ya coffee par kharch karte hain, tab yeh lagta hai ki yeh chhoti chhoti kharch hain. Lekin, ye chhoti kharchiyaan milkar ek badi rakam ban jaati hain. Yadi aap har saptah Rs. 2000/   bahar khane par kharch karte hain, to ye saal bhar me Rs. 104000/   ban jaata hai. Agar aapka budget tight hai, to ye kharch aapko badi Problem mein daal sakta hai.         Samadhan: 1.    Bajet Banayein   : Apne kharchon ko track karein aur ek budget tayar karein jisme aapke anavashyak kharch shamil na ho. 2.    Gha

  Yahaan 10 Golden Rules to Financial Management ka vistaar se vivaran diya gaya hai, jo aapko apne   finances effectively se manage karne mein help kar sakte hain:      1.    Budget banayein   (make a budget ) Budget banane se aapko apni   income   aur Expense ko track karne mein madad milti hai. Yah jaanana ki aapka paisa kahaan ja raha hai, aapko aarthik nirnay lene mein sahayak hota hai.  Kaise banayein   :       - Apni maasik income ko suchibaddh karein.       - Sabhi kharchon (fixed aur variable) ko suchibaddh karein.       - Jaroori kharchon ke baad bache hue paise ko bachat aur nivesh ke liye aavantarit karein.      - Apne   Budget ko maasik aadhar par niyamit roop se samiksha karein aur aavashyakta anusaar samayojit karein.        2.    Create an emergency fund Emergency kharchon (jaise chikitsa aapaat sthitiyon ya naukri ka nuksan) se nipatne ke liye ek Emergency Fund hona aavashyak hai. Yah aapko karz mein jaane se bachata hai aur maansik tanav ko kam ka